Business Insurance in Miami, Florida

As a business owner, you have enough on mind without having to worry about your insurance needs. You want to have the confidence and peace of mind that the business you have built is covered by quality business insurance in Miami, Florida. Fortunately, you can easily achieve this by working with the professionals at UniVista Insurance.

Business Insurance Coverages in Miami

Take a look at the various types of commercial coverage that we can provide for your business.

• Small Business Owner Policy– This coverage includes auto, business property, commercial liability, workers’ compensation, crime, and much more.
• Business Liability Coverage– Every business, including home-based, need liability cover. It provides defense and damages if you or your employees are alleged to have caused bodily injury or property damage to a third party. Keep in mind that general liability insurance is required by Miami law.
• Commercial Property-Such coverage protects your building as well as your business’s property, including your equipment, machinery, inventory, and tools if they are damaged by a covered peril or stolen.
• Commercial Auto Insurance– A commercial auto policy protects a business’s vehicles that carry employees, product or equipment. Even if you do not have company vehicles, but employees drive their personal cars on company business, you should have non-owned auto liability to protect the company if an accident happens.
• Workers’ Compensation Insurance– Workers’ compensation provides salary replacement and medical benefits to those who are injured while working. In exchange for these benefits, the employee gives up his/her rights to sue the employer for the incident.
• Business Umbrella Coverage– Unfortunately, the assets of a business are at risk when they become the target in a lawsuit. Commercial umbrella is designed to protect these assets by providing an additional layer of insurance over your current liability policies.

At UniVista Insurance, your business’s protection is our concern. We are dedicated to finding quality business insurance in Miami, Florida to suit your needs, budget, and business. Our team is ready to help you get started today.