Business Insurance

Don’t let risks get the best of your company; protect it with the right business insurance in Florida.

As a business owner, it is your responsibility to protect your business and employees from the of risks that they face every day.  Unfortunately, even if you have the strictest safety protocols and most comprehensive staff training programs in place, this isn’t enough to completely mitigate your commercial risks.

Luckily, you can secure the total protection that your company needs with the right business coverage from UniVista Insurance.  Here’s what our commercial coverage can do for you.

Business Insurance Coverages

There are many different commercial coverage options to address the various risks that your business might face.  For instance, you can secure coverages such as:

  • General Liability Insurance– General liability insurance will offer your business coverage for third-party claims of bodily injury, property damage, or other losses. This type of insurance will offer coverage for medical expenses and repair costs and, if necessary, for your legal representation.
  • Commercial Property Insurance– Commercial property insurance offers coverage for the physical damages that your business’s building and property might sustain during a break-in, act of vandalism, fire, or extreme weather event.
  • Errors and Omissions (E&O) Insurance– E&O insurance offers coverage if your company makes mistakes or is negligent and causes financial losses to a client. E&O policies extend coverage to business owners, employees, and subcontractors representing the covered business.

Workers Compensation Insurance– Workers compensation is the only type of commercial coverage that is actually state mandated.  All businesses operating in the state of Florida are required to carry this type of insurance.  Workers compensation insurance will offer coverage for the medical expenses incurred by employees who get injured or become ill while on the job.  This insurance will also offer coverage for your business’s legal defense if an injured party decides to waive their workers comp rights in favor of suing.

Business Insurance - Hialeah, FL

Interested in learning about the other business insurance options that we have to offer?  Then contact us at UniVista Insurance in Hialeah.  We are ready to assist you with all your commercial coverage needs today.