How to Get Car Insurance for the First Time
Having the right auto insurance in Cutler Bay, FL is an important factor of vehicle ownership. Coverage helps to protect your pocket as well as your assets. If you are looking for your first car insurance policy, take a look at these tips that can help!
Know the minimum requirements
To begin, you’ll need to meet Florida’s minimum coverage requirements. Otherwise, you could face penalties and high costs, such as traffic tickets, for not having adequate insurance. The minimum requirements for coverage in Florida are $10,000 personal injury protection (PIP) and $10,000 property damage liability (PDL).
Research different insurance companies
Don’t be tempted to select the first auto insurance policy you see online. To get the right insurance for your needs, work with an independent insurance agency who can fit coverage to you. Research two or three different companies to compare.
Get multiple quotes from different companies. When you do this, look at more than just the monthly premium. Coverage options and limits may be different, so work out which one is the better value.
Review your policy before finalizing it
Once you’ve chosen an insurance and a policy, take a look over the coverage to ensure you understand it all. Your insurance agent will be happy to go over coverage and answer any questions you may have. It’s critical that you understand what is – and is not – covered so that you can fill in any necessary gaps.
When you’re looking for a reliable auto insurance policy, contact the team at UniVista Insurance Hialeah|Cutler Bay. We evaluate your lifestyle and budget so that we can find the right policy for your needs in Florida.