Good news for those with Obamacare health insurance

Good news for those with Obamacare health insurance As of May 1, the costs related to the coverage of the health insurance market fell, and that is precisely thanks to the American Rescue Plan Act of 2021. According to the new law: More people will qualify for help paying for health coverage, even those who were not eligible in the

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How to Budget for Life Insurance Premiums

Factor Life Insurance into Your Budget Believe it or not, but life insurance is often less expensive than people think. No matter your generation, whether you’re a Baby Boomer or millennial, people are constantly overestimating life insurance costs. Not only does life insurance provide valuable coverage for your family when you are gone, but it is often more affordable than

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How Does My Credit History Affect My Life Insurance?

Life Insurance and Your Credit Score  When insurers are determining your life insurance premiums, they will look at a range of factors. Your income, finances, family’s needs – and credit history. That’s right, your credit history reveals a lot of information about how you handle your financial responsibilities, and life insurance agents make the most of this. Why might life

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Term Life Insurance: What It Is and How It Works

The Basics of Term Life Insurance  When you are shopping for a life insurance policy, you will find that there are generally two types to choose from: term and whole life. Term insurance, like the name implies, is good for a specific period of time, such as 1, 10, 20, or 30 years. Whole life insurance stays with you throughout

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