Common (and Costly) Homeowner Mistakes

Frequent Mistakes Homeowners Make – and How to Avoid Them

Owning a home is usually a great experience. However, it can also be a hassle when unexpected issues pop up. No matter how small or large the problem, it’s almost always going to require time and money to fix. In many instances, these unexpected issues can be prevented with simple maintenance and care. To avoid common and expensive homeowner mistakes, read on.

Mistake #1: Ignoring the small stuff

It’s easy to overlook the dripping tap, crack in the deck or the toilet that runs constantly when you have a lot of things on your plate. They might not seem like big problems but they can turn into bigger issues over time. For example, a running toilet or tap might mean your water bill is higher than it should be. That small crack in the deck can lead to rot, which means that you have to replace the entire board. When you see seemingly small issues around the house, don’t forget to act quickly to prevent them from escalating.

Mistake #2: Foregoing regular appliance checks

Not only will keeping your appliances in good shape mean that they work effectively and prolong their lifespan, but maintenance also can prevent serious risks. Maintenance tasks like cleaning out the dryer exhaust vent, cleaning the refrigerator coils, and testing your smoke alarm are just a few tasks that shouldn’t be forgotten about.

Mistake #3: Not reviewing the home insurance policy

Your home insurance policy is there to protect your home and belongings. If you took out your policy some time ago, it may not match your current situation. As your lifestyle changes, your policy must change, too. When you sell or acquire new belongings, be sure to update your home inventory and adjust your policy, if required.

Your home is one of the biggest investments you’ll ever make so it pays to be diligent about caring for it. Remember that prevention is the best medicine!

To ensure you have the right homeowners insurance for your needs, don’t hesitate to talk to the team of professionals at UniVista Insurance Hialeah|Cutler Bay. We can help you select the right policy for your needs. Serving Florida residents, contact us today to get started.