Homeowners Insurance in Miami, Florida

Protecting Your Assets with Homeowners Insurance in Miami, Florida

Owning your own property is the cornerstone of the American dream. For most of us, it is the biggest purchase and assets we will own. However, being a homeowner comes with a certain number of responsibilities. The number of mishaps and disasters that can happen to a home are endless, from fire to theft to natural catastrophes, and more. That is why it is so important to secure homeowners insurance in Miami, Florida. Such protection provides you with financial cover for your home and belongings, as well as giving you the peace of mind you need and deserve.


The key components of the standard homeowners insurance policy include:

  • Dwelling
  • Other Structures (Shed,detached garage,etc.)
  • Personal Property
  • Loss of Use/Additional Living Expenses
  • Personal Liability
  • Medical Payments

Please note that flood damage is not generally covered under homeowners insurance in Florida. To have coverage to protect you from flood damages, you must secure a separate flood insurance policy.

At UniVista Insurance, we offer supplemental policies such as:

  • Valuable Articles (i.e., Jewelry insurance)
  • Flood Insurance
  • Umbrella Policies (Additional liability)
  • Animal Liability
Homeowners Insurance - Miami, Florida

Your homeowners insurance provides your home with the right amount of coverage. It’s important to remember that the policy for your home might be different to that of your neighbors, friends, and family. Everyone’s needs are not the same, and the team at UniVista Insurance understand that. That is why we take the time to get to know your property and needs so that we can find the right coverage options for you.

The needs of every homeowner are different and your Florida home insurance policy should reflect that. The professionals at UniVista Insurance are ready to help you find quality homeowners insurance in Miami, Florida. Talk to us today to get started on your tailored policy.