UniVista Team

7
Mar

Protecting Your Florida Home Against Disaster

Ensure Your Home is Protected Against Disasters Your home is your castle. Naturally, taking care of your property and family is your priority. However, have you taken all the necessary precautions in case of an emergency? In Florida, your home has to contend with more than just a few rain showers. To safeguard your property, take a look at how

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28
Feb

3 Small Business Cyber Myths

What You Should Know About Cyber Threats  In this digital era, businesses must be online to get noticed. As we start to rely on technology more and more, the risk of cyber breaches and attacks increases. Cybersecurity threats continue to increase in prevalence, severity, and sophistication. As with any topic surrounding a business, there are misconceptions and myths. To help

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21
Feb

How to Budget for Life Insurance Premiums

Factor Life Insurance into Your Budget Believe it or not, but life insurance is often less expensive than people think. No matter your generation, whether you’re a Baby Boomer or millennial, people are constantly overestimating life insurance costs. Not only does life insurance provide valuable coverage for your family when you are gone, but it is often more affordable than

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14
Feb

Mistakes That Can Increase Your Car Insurance Coverage

Avoid Making These Costly Auto Insurance Mistakes  For most, the cost of car insurance is a major expense. This means that no one can afford to make mistakes that will result in raised insurance rates. To help keep your auto insurance in Hialeah, FL premiums low, take a look at these costly car insurance mistakes to avoid. Getting a traffic

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7
Feb

Common Signs That It’s Time to Replace Your Roof

Consider Roof Replacement When You See These Signs A commonly overlooked factor of home protection is the roof. Most homeowners are under the misconception that roofs last a lifetime and only need the odd repair. However, this simply isn’t the case. Your roof is constantly exposed to weather conditions and natural disasters. Over time, this takes a toll. Below are

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31
Jan

How Does My Credit History Affect My Life Insurance?

Life Insurance and Your Credit Score  When insurers are determining your life insurance premiums, they will look at a range of factors. Your income, finances, family’s needs – and credit history. That’s right, your credit history reveals a lot of information about how you handle your financial responsibilities, and life insurance agents make the most of this. Why might life

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24
Jan

Can I Stay on My Parents’ Car Insurance If I Move Out?

How Long Can I Stay on My Parents’ Auto Insurance? As a young adult driver, you may still be living at home. If you are, you are likely to be on your parents’ auto insurance policy that covers the family. However, if you have plans to move out, it is possible that you will need to secure your own coverage.

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17
Jan

5 Driving Tips for Parents with Teenage Drivers

Tips for Parents That Have Teens Behind the Wheel Your child driving a car. It’s a scary thought that many parents get anxious to think about. However, when that day finally rolls around, you will want to be prepared and calm. Parents and guardians play an important role in helping teens develop safe driving habits that last a lifetime. To

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10
Jan

Buying Auto Insurance for the First Time? Here’s How to Start

How to Get Car Insurance for the First Time Having the right auto insurance in Cutler Bay, FL is an important factor of vehicle ownership. Coverage helps to protect your pocket as well as your assets. If you are looking for your first car insurance policy, take a look at these tips that can help! Know the minimum requirements To

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27
Dec

Term Life Insurance: What It Is and How It Works

The Basics of Term Life Insurance  When you are shopping for a life insurance policy, you will find that there are generally two types to choose from: term and whole life. Term insurance, like the name implies, is good for a specific period of time, such as 1, 10, 20, or 30 years. Whole life insurance stays with you throughout

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